What does my insurance cover?

Insurance companies offer a wide variety of plans to you or to your employer. The most common plans found today are called preferred provider (PPO) plans.

A preferred provider is a dentist who has signed an agreement with your insurance company to provide discounts to their enrollees. All the dentists at Wendover Dental Care are ppo providers for all the local plans.

If you have questions about your plan benefits, please refer to your booklet or you can call the office @ 665-2962 and Cathy will be happy to answer any questions you may have.

Below are a few of the local plans and their benefits.

Peppermill, Montego, & Rainbow

• Annual dental maximum $1000.00 for each family member
• Orthodontic maximum $1000.00 lifetime (Children only)
• Annual deductible $50.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 50%, deductible applies

Wendover Nugget

• Annual dental maximum $1000.00 for each family member
• Annual deductible $50.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 50%, deductible applies

Graymont Western

• Annual dental maximum $1500.00 for each family member
• Orthodontic maximum is $1500.00 lifetime (Adults & children)
• Annual deductible $25.00 per person but not more than $50.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 50%, deductible applies

Intrepid

• Annual dental maximum $2000.00 for each family member
• Orthodontic maximum is $3000.00 lifetime
• Annual deductible $50.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 90%, deductible applies
• Major covered at 60%, deductible applies

Smith's

• Annual dental maximum $2000.00 for each family member
• Orthodontic maximum is $1500.00 lifetime
• Annual deductible $100.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 60%, deductible applies

Elko County School District

• Annual dental maximum $1500.00 for each family member
• Annual deductible $100.00 per person but not more than $150.00 per family
• Preventative covered at 80% deductible does apply
• Basic covered at 80%, deductible applies
• Major covered at 80%, deductible applies

State of Nevada

• Annual dental maximum $1000.00 for each family member
• Annual deductible $100.00 per person but not more than $300.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 75%, deductible applies
• Major covered at 50%, deductible applies

West Wendover City

• Annual dental maximum $1500.00 for each family member
• Orthodontic maximum is $1500.00 lifetime
• Annual deductible $25.00 per person but not more than $75.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 70%, deductible applies

State of Utah

• Annual dental maximum $1500.00 for each family member
• Orthodontic maximum is $1500.00 lifetime
• Annual deductible $50.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 50%, deductible applies

Tooele County School District

• Annual dental maximum $1500.00 for each family member
• No annual deductible
• Preventative, Basic, & major all paid at:
  • 70% -- 1st year
  • 80% -- 2nd year
  • 90% -- 3rd year
  • All categories covered at 100% 4th year on the plan

City of Wendover

• Annual dental maximum $1500.00 for each family member
• Orthodontic maximum is $1500.00 lifetime
• Annual deductible $50.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 50%, deductible applies

Tooele County

• Annual dental maximum $1000.00 for each family member
• Orthodontic maximum is $1500.00 lifetime
• Annual deductible $50.00 per person but not more than $150.00 per family
• Preventative covered at 100% with no deductible, (2 check-ups a year at no cost to you)
• Basic covered at 80%, deductible applies
• Major covered at 50%, deductible applies